Notes"This problem is made worse by the fact that actually paying for your health care is a loss from an insurersā point of view ā they actually refer to it as āmedical costs.ā This means both that insurers try to deny as many claims as possible, and that they try to avoid covering people who are actually likely to need care. Both of these strategies use a lot of resources, which is why private insurance has much higher administrative costs than single-payer systems. And since thereās a widespread sense that our fellow citizens should get the care we need ā not everyone agrees, but most do ā this means that private insurance basically spends a lot of money on socially destructive activities."Unfurl